A 15,000 USD loan still falls into the area of small loans. Almost all banks and credit intermediaries have suitable offers in this area. Many providers today convince with an online instant confirmation and the possibility to apply for the 15,000 USD loan directly online. But acting too quickly can be expensive with a 15,000 USD loan. This is due to the enormous differences in interest rates and so a comparison should be the first step to a 15,000 USD loan. Bank, Lite Lender and Credit Bank are currently offering the cheapest offers. All three providers are known for uncomplicated loan processing.
Bank and Credit Bank in particular shine with high acceptance rates.
Even if there are other providers, but still have higher acceptance rates, these offers are particularly interesting because Bank and Credit Bank also shine with the cheapest interest rates. Credit Bank is in third place. This convinces with interest rates between 4.40 percent and 11.95 percent, depending on the credit rating. With a term of 48 months and a good credit rating, a monthly charge of 340.80 USD arises during the term. The offer from onlinekredit is even cheaper. Here the interest rates are between 4.35 percent and 10.90 percent.
A favorable credit rate of 340.47 USD is possible with a 15000 USD loan. However, the cheapest offer is currently available from Bank. Here, the repayment rate with a good credit rating is just 340.08 USD. The interest rates for this provider range from 4.29 percent to 10.99 percent. The top 3 are followed by other providers whose offer is quite impressive, even if the interest rates are somewhat higher. Since both the loan amount and the term can be varied, it is always worthwhile to carry out a comparison for your own credit needs.
Requirements for a 15,000 USD loan
In order for a 15,000 USD loan to be taken out, a few points should be met accordingly. The age of majority of the applicant is therefore a must. In addition, there should be a residence in Germany. Another important point is a fixed income. It is important that the trial period has ended and that the employment relationship has existed for more than 6 months. It is also important that the employment relationship is not limited, but that the employment contract is unlimited.
All providers rely on self-disclosure. To check the information, some banks would also like to have a look at the bank statements of the past few months. However, Credit Bureau is even more important for many banks: a Credit Bureau query is always made before lending and negative entries at Credit Bureau clearly mean the end of a loan application.